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IBC Academy, specialize in Banking & Financial
domain. We publish quality books for Banking sector
exams, which are found very useful to crack these
competitive exams.. Our Books are a result of careful
research and original work of Senior Bankers. N K
Gupta, a senior Banker with 26 years of experience is
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sector competitive exams, such as

Handbook on Banking Awareness
Handbook on Computer Awareness
Handbook on Marketing Awareness
Cracking The Job Interview and many more...

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Try a Free Mock
Bankerz.in

Which of the following types of business cannot be taken up by a banking company u/s 6 (1) of banking Regulation Act?

(a) Buying, selling and dealing in bullion
(b) Acquiring and holding shares and debentures
(c ) Purchasing of bonds, scrips and other forms of securities.
(d) Sale and purchase of immovable property for any purpose

Answer: (d)

     
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Bankerz.in

A person has both Savings Bank account and a Current Account with your Bank. The Savings Bank account is showing a balance of Rs. 200,000 (Credit) whereas, the Current account shows a balance of Rs. 400,000 (Debit). In such case,  ______?

(a) The bank owes money in respect of Current account
(b) The bank has to receive money for savings Bank account
(c ) In both cases, the relationship of the customer remains the
       same
(d) In both cases, the relationship of the customer is not same.

Answer: (d)

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Bankerz.in

Find which of the following statement/s are True?

(a) The materiality concept refers to the process of ignoring small
       items and values from accounts
(b) The generally accepted accounting principles prescribe a
       uniform accounting practice
(c ) As per the going concern concept, until and unless the
       business has entered into a state of liquidation, it is viewed
       as having indefinite life
(d)  All the above are True

Answer: (d)
 
                
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When the need is for restricting expansion of credit, RBI does ______ ?

(a) Freezes the Bank rate
(b) Raises the Bank rate
(c) Reduces Bank rate
(d) Reduces REPO rates

Answer : (b)

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Bankerz.in

The script which is designed to receive value from the web users is ____?

(a) Web script
(b) Power C91 script
(c) Java Script
(d) All of the above

Answer : (c)

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______ are specially designed computer chips that reside inside other devices, such as your car or your electronic thermostat?

(a) Servers
(b) Embedded computers
(c) Robotic computers
(d) Mainframes

Answer : (B)

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Bankerz.in

The Client’s relationship with the Bank is influenced by ___?

(a) Attitude of Bank staff
(b) Customer’s attitude
(c) Attitude of sales personnel
(d) Interest rate of the Bank

Answer : (c)

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About

IBC Academy, specialise in the domain exclusively for Banking domain such as
IIBF courses viz. JAIIB/DBF and competitive exams, such as Bank PO/Clerks,
RBI "B" Grade etc. IBCA publishes quality books which are incomparable and
thus are found very useful to crack these career and competitive exams.

At IBC Academy, we understand the recruitment process of banking Industry
well, as a senior banker and thus present to you a well-researched, compiled
set of study materials and Test series..
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