N K Gupta Author


A fresher joining the banking sector deal with several challenges on job, in the form of extended working hours, demanding customers and unyielding bosses. Many would hardly remember how the times flies and they are set now for new challenges in their career…IBCA books by Author N K Gupta are meticulously compiled and updated with the latest subject content in the backdrop of important RBI guidelines. … READ MORE –>


Financial Inclusion is the pursuit of making financial services, such as access to payments and remittance facilities, savings, loans and advances, insurance services etc. – accessible at affordable costs to all individuals and businesses, irrespective of net worth and size, respectively. Financial inclusion strives to address and suggest solutions to the constraints that exclude people from participating in the financial sector. … READ MORE –>

Computer Awareness – Book Review

Computer Awareness released by IBC Academy Publication,is a must have book for all the serious candidates who appear in any competitive exams, be it Banking, LIC-AAO, Railways, State Civil Services exams, SSC, Defense etc. The book covers an extensive range of relevant topics on Computer Aptitude to cover as many important subjects with comprehensive coverage and virtually no error in content or typing. … READ MORE –>


In times of volatility and fluctuations in the market, financial institutions need to prove their mettle by withstanding the market variations and achieve sustainability in terms of growth and well as have a stable share value. Hence, an essential component of risk management framework would be to mitigate all the risks and rewards of the products and service offered by the bank. Thus, the need for an efficient risk management framework is paramount in order to factor in internal and external risks. … READ MORE –>

MSME Enterprises – Definition ..

After 14 years since the MSME Development Act came into existence in 2006, a revision in MSME definition was announced in the Atmanirbhar Bharat package in May, 2020. The Central Government, after obtaining the recommendations of the Advisory Committee, notified revised criteria for classifying the enterprises as micro, small and medium enterprises, with effect from the 1st July, 2020, as… READ MORE ->

Nobel Prize 2020 goes to ..

The Nobel Prize is a set of annual international awards bestowed in several categories – Chemistry, Literature, Peace, Physics, Economic science and Physiology or Medicine by Swedish and Norwegian institutions in recognition of academic, cultural, or scientific advances. The will of the Swedish chemist, engineer and industrialist Alfred Nobel established the five Nobel prizes in 1895. … READ MORE ->

Priority Sector Lending Norms ...

The scheduled commercial banks are expected to enlarge credit to the priority sector and ensure that priority sector advances constitute 40 percent of the net bank credit and that a substantial portion is directed to the weaker sections. The targets and sub-targets set under priority sector lending for domestic and foreign banks operating in India are …: READ MORE ->


An NGO is registered under the FCRA Act, 2010 or granted Prior Permission by Central government for receiving and utilising foreign funds/contribution. It can receive and utilize foreign funds/ contribution for a definite cultural, economic, educational, religious or social programme as provided under Section 11 of the Act. … READ MORE ->

Reading is a healthy habit

Reading is a healthy habit, which not only improve your mental faculty but helps you in many other ways in your day-to-day life. Some feels that reading helps them score well academically and to get higher marks in exams., some gets a habit to read to help keep them busy and entertain themselves. …. READ MORE ->

Coronavirus – A Chinese Virus

Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment.  Older people, and those with underlying medical problems like cardiovascular disease, diabetes, chronic respiratory disease, and cancer are more likely to develop serious illness. … READ MORE ->

Cracking Bank Promotion Exams Made Easy

Banking – For Bank Promotion Exams. is a comprehensive book meant for the banking professionals who aspire to shape up their career in the banking sector and are about to appear for their internal Promotional exams, be it for Clerks cadre to Officers in JMG Scale –I to MMG Scale II or MMG Scale II to MMG Scale III in PSU Banks. … READ MORE ->

IBC – 2016 Is A Watershed Development For Banking Sector

The enactment of the Insolvency and Bankruptcy Code, 2016 in May 2016 was a watershed development and it has far-reaching implications for the banking sector in India.  The fulcrum of a robust and resilient banking sector is a comprehensive bankruptcy regime…. READ MORE ->

Banking Awareness – Book Review

Today’s book review article is about IBCA book on Banking & Financial Awareness subject, which is a top ranking book in fetching good marks and help you score high and qualify the coveted Banking exams.  I am going to talk about Banking Awareness – 4th rev. Edition released by IBC Academy Publications…READ MORE ->

Demonetization Was A Master stroke by A Honest PM

Demonetization process may be construed as a huge elephant and with our limited vision, we tend to look at one side of it, one small aspect of it and sometime which suits our negative belief to look down the Govt.. READ MORE ->